• Mon - Fri 7:30 - 17:30 | Sat 08:00 - 13:00

FAQ’s

A: No deposit is necessary. It all depends on the banks scoring system.

A: Affordability must not be more than 25 % of your income. Good client references. A valid driver’s license. Approval depends on banks scoring system.

A. Yes, full comprehensive insurance is required on delivery of the vehicle.

A: ID document Valid driver’s license Proof of income (Pay slip or bank statements), and Proof of address.

A: Yes, On the road costs, Bank initiation fees and Banks service fee.

A: Come into any of our branches and we’ll assist. We can help from:

  • Deciding on a vehicle you have in mind that suits you and your lifestyle
  • Taking you on a test drive
  • Working out what your monthly repayments would be on your desired car
  • Applying for finance once you’ve made your decision
  • Applying for insurance
  • Offering products to maintain the future quality and value of your vehicle

A: We always have advertised vehicles in our branches.  Should a vehicle not be immediately available due to normal run of business, another vehicle will be at the branch in a short timeframe.  The website showcases advertised vehicles. You are welcome to check on similar quality vehicles in the meantime.

A: Finance and insurance applications are submitted to all major institutions in South Africa.

A: Yes, though you may find it more convenient and cost-effective for us to apply for you, but the choice is yours.

A: Yes. We will put you in touch with professional brokers, dealing with STI.

A: If you are financing your vehicle through a financial institution you’re required to have your vehicle comprehensively insured for the entire finance term.

A: Depending on whether you are applying as an individual or part of a business, varying information might be required and additional documents may also be requested.

 

Certain information is required by law to verify identification (FICA). To finance a vehicle you would be required to provide:

 

  • Valid SA ID document
  • Valid SA drivers licence
  • Proof of income such as last 3 months’ worth of payslips, or bank or financial statement (less than 3 months old)
  • Confirmation of your residential address by providing any documentation showing your name and full residential address, not a post box address, such as:
  • A utility bill, such as water, electricity or rates (less than 3 months old). We may accept a utility bill that is addressed to a post box number if it shows your name, erf/stand number, township and suburb
  • A copy of a signed lease agreement (by both parties), (less than 1 year old)
  • A municipal rates and taxes invoice (less than 3 months old)
  • A retail account statement/invoice (less than 3 months old)
  • Where the person lives in any type of residence (eg. hostel/barracks) a letter from the administration department of such residence on an official letterhead

A:  It is possible to take possession of your chosen vehicle the same day you have decided on a vehicle.  Finance and insurance is processed while you wait. Our standard stock vehicles are of a quality to drive from the showroom floor immediately.  Generally speaking, once your finance has been approved, you should be able to drive your vehicle away the next day.

A: Yes, you may trade it in and we’ll work out the best payment package possible for you.

A: The best thing to do is bring it in to a branch for assessment when you want to purchase another vehicle from us.

A: Your finance application is processed while you wait. Once it has been approved and all the paperwork finalised, you should be able to drive away with your vehicle the very next day.